Chennai Civil Lawyer

A phone ring at early morning 4.00 am to Mr.Nirmal by an bank agent ask him to give the monthly due at 6.00   am at his home. Mr.Nirmal was terrified whose age is 43 was freezes and affected by paralytic after the phone call. In a case that shocked the nation, ICICI Bank customer and Mumbai resident Prakash Sarvankar, 38, who had taken a Rs 50,000 personal loan, committed suicide last year, holding a recovery agent responsible for his death in his suicide note. The young couple Mr.Balasubramaniam and  Mrs.Subashini who was blessed by two  little daughter departed from their lives after the continuous torture of banking agents. Every day in the metropolitan  city and it suburbs thousands of families are affected by the recovery agents.  Without knowing the remedy  the victims fell prey to matrimonial breakup, suicides, physical and mental illness. Every individual complaint to the Police station is vain. The Bank deal the customers very demonically. The RBI has framed guidelin

1.Property : If you and your spouse jointly own properties and you are planning to file for a divorce then you should mutually divide the shares in the properties or decide what can be done before filing for divorce in the family court, you can opt for following options as well:   a. Sell and move out:  Sell the property and share the proceeds based on individual equity. If you have an outstanding loan on the property, that will have to be first paid off or deducted from the proceeds.   b. House retained by one spouse: If one of you is going to retain the property, the person who retains it can buy out the other person's share on the basis of its market value.   c. House remains a joint property:  Deferring sale/transfer of property held jointly makes financial sense if you want to minimize the tax implications and benefit from any appreciation. Do have the liabilities and claims properly drafted in your separation agreement related to the joint properties you own

A legal notice brings the wrong perpetrated to the attention of the person alleged to have injured / harmed, and calls upon him to fulfil the demands of the aggrieved person within a stipulated period, or else, face legal consequences. It is a step prior to initiating civil proceedings. A notice is sent by the aggrieved person, i.e., the person who has suffered some injury or damage due to the act or omission of another, to the person who is alleged to have caused the injury or damage. A notice may be sent by the aggrieved person or through his lawyer. ESSENTIALS of a legal notice : • it should be in writing;  • it should be in the format of a letter;  • it should contain the name, designation, if applicable, and address of the sender; • it should contain the name, designation, if applicable, and address of the person to whom it is sent; • it should be dated; • it should contain the facts denoting the injury caused by the alleged wrong-doer; • it should include the steps requi

An affidavit is a statement in writing of facts made on oath for submission in legal proceedings or for official purpose, such as, issue of duplicate ration card. An affidavit for legal proceedings is to be affirmed or sworn before an officer of the court who is empowered to perform such task, and court-fee stamps as prescribed are to be affixed on such affidavits. An affidavit for official purpose is to be affirmed or sworn before a Notary, and is to be made on non-judicial stamp paper. A Notary is a legal practitioner appointed as ‘notary’ by the Central Government or the State Government under the Notaries Act 1952 to perform specified functions, including, to ‘verify, authenticate, certify or attest the execution of any instrument’. The Oaths Act 1969 deals with ‘the law relating to judicial oaths and for such other purposes.’ ESSENTIALS of an affidavit : • it should be in writing; • it should contain the name, age, address and nationality of the maker; • it should be divided into